. -- (1) A landlord may not impose a security deposit in excess of the equivalent of two months' rent per dwelling unit, regardless of the number of tenants

@John Chapman hate to impose, but this is down your alley.

Bill GulleyAnd with the new international banking standards imposed by the Basel III that U.S. banks must comply with by 2015, lending will probably just stay tight.

I've also completely changed my outlook on what's a "necessary" expenditure vs an "unnecessary" expenditure in efforts to rethink the outlay of money I spend, so I can save as much as possible...it's slow going.

If it's actual taxes imposed by your jurisdiction on sales/service, that should be added to the invoice on top of the bid.

If you are selling a note, that potential buyer then has a business interest and need to know.Not only is disclosure of personal information a legal issue, violation of law, but it's certainly unethical and tossing out unnecessary personal information shows a gross lack of professionalism in your business dealings.The only thing you put on a note and security agreement, option, or other financing agreement is the LMO license # and on the HUD, nothing else.

Since your floor limit for asset value is higher than the limit imposed by law you are in a different place than an issuer trying to certify an investor at the margins of the requirements. 2) Not all CPAs are qualified to issue a letter acceptable to the SEC and providing the protections of accredited investor status.

Do brokers view that salesperson as an unnecessary liability?

Sell it for a dollar (unnecessary) or just deeding it over doesn't matter. 

Your self imposed hurdle of "not much money" to work with is just that... self imposed.