I am saving, reading, learning, and waiting for the time when I will pursue my first deal.I am an Electrical Engineer, MBA student, and personal trainer.

Her tone implied that BECAUSE of that fact, there was no way to do a deal.

This implies a partition of the lot from the lot with the building.

As you imply, you need the capital to get started.

But then again Im not an expert in mortgages, so can someone tell me how I can use other peoples money or do creative financing (the way Bigger Pockets are implying) and that is legal and ethical??

Thanks for clearing that up, your initial post implied getting a real estate loan at 95% LTV, that's what threw us off.

I am a Manager and trainer at a local Austin Brokerage.

i kind of get the feeling you are implying some kind of sleazeball or something?

I used RE Trainers for all of my courses and here's a link to what they offer for the crash course RE Trainers Crash Course.

. :)Your last name or first initial last or first and last is fine, or some geographical area name if it's not taken, like Homes of the Ozarks, LLC.There is a longer thread about selecting a company name, might search for that.Do a name search before you file, make sure it's not close to another name and don't try to form any company name that implies government involvement, like RE department of state name or something.