There is also USDA Loans for primary occupancy that are 0 down in certain eligible areas.   2.

Sacramento is a loose description too which usually includes the eastern suburbs.Bay Area: The local fundamentals create a unique market unlike no other.Oceanside, CA: West of the 5 for the most part means north of the 8, $800k that is.

More specifically, homes that will be eligible for USDA and FHA type home loans. 

You can get an energy audit and are likely eligible for rebates.

I think the fundamental question is what are you after...it sounds like long-term stability...and there are a host of underlying factors that contribute.

If someone is under 18 years of age, are they eligible to wholesale?

If not, I looked up delayed financing on the Fannie Mae site.The original purchase transaction was an arms-length transaction.For this refinance transaction, the borrower(s) must meet Fannie Mae’s borrower eligibility requirements as described in B2-2-01, General Borrower Eligibility RequirementsThe borrower(s) may have initially purchased the property as one of the following:a natural person;an eligible inter vivos revocable trust, when the borrower is both the individual establishing the trust and the beneficiary of the trust;an eligible land trust when the borrower is the beneficiary of the land trust; oran LLC or partnership in which the borrower(s) have an individual or joint ownership of 100%.The original purchase transaction is documented by a settlement statement, which confirms that no mortgage financing was used to obtain the subject property.

You can learn that by either taking a real estate license prelicensure course or, better yet, just go burrow a book on real estate fundamentals at your local library!

In other words you also have to have owned the new property at least 5 years before being eligible for the sale and primary residence exemption.

Some posts mention fundamentals of a market or growth vs declining markets.