Read the HOA documents to see if there is anything about smoking outside. 

All I need is a full name and email for each adult.

You also have to be very careful when documenting your journey that you aren't giving advice because you don't have the experience to, just document it.

You can send me an email or message.

I have further questions on this will e mail you.

I know for a fact that NJ has some unreal taxes and they keep getting higher each year for no benefits.If you have any questions feel free to reach out or send me an email I am always happy to help Bigger Pockets members.

This is especially helpful if you plan to continue investing and don’t want multiple mortgage loans affecting your credit report.Streamlined Process: Since DSCR loans are focused on the property’s cash flow rather than personal financials, the approval process can be quicker and less documentation-heavy compared to traditional mortgages.If you want more info or need help getting started, feel free to reach out!

You would be violating the law for doing that.Be comforted that most prospective residents don't provide proper ESA documentation. 

As for the gift for the down payment, it's generally allowed, but it must be properly documented as a gift letter to the lender.

A tenant that I’ve had for about 5 years emailed me tonight with a ESA letter from a mail order website.