Keep diversifying your income with side hustles, and continue learning through books like "The Millionaire Real Estate Investor" by Gary Keller and "Rich Dad Poor Dad" by Robert Kiyosaki.By the time you're earning more, you'll be ready to dive into real estate, leveraging your higher income and knowledge to scale quickly.Let me know if you need advice on financing when you're ready!

I want to continue growing my portfolio and build long term wealth.

A recent study showed that 80 people are moving to this city every single week, which will continue to increase housing demand. what area of columbus do you recommend?

--> Says at the 10 year mark, could probably withdraw $2K - $4K / month and continue investing the remainder and continue to grow. 

May God continue to work on you 

It wasn’t until this past summer that it really clicked for me just how powerful the REI model can be, and so I’ve been reading, listening, consuming as much information as I can over the last few months, and I’m just ready to start making things happen.Anyway, I’m really looking forward to meeting more of the community, to continue learning and building relationships with as many of you as I can.

If you are going to be active, and have high conviction in a project with a clearly defined entry/exit strategy then using a HELOC is one of the better sources of capital.But, I continue to have my stance that, on average, folks who use a HELOC to fund the down payment for long-term investments will eventually find themselves in a situation where their portfolios drain their personal financial situations, rather than fueling them. 

Should I replace carpet with hardwoods so that they are continuous throughout house? 

Think MTR will continue to be the best niche for Austin this year and likely beyond

Regarding your comment that "the court continuously grants more time," I had a similar issue just prior to the Covid lock down.