In the middle of those two extremes might be a small business with 3 years left on their lease, but they've made improvements to the property that aren't cheap to remove, such as perhaps a dental office (dentists might be pissed that I put them in the mid-risk category, but all the dentists going out of business in 2020-2021 taught us that American consumers apparently regard dental care as an optional and "luxury" spending item). 

Back in our species earlier days, they were necessary for instant energy, but they are not needed as much in our modern world....yet we consume them in excess (well, most people do anyway)That old saying comes to mind - 'moderation in all things'.....and it applies particularly well to exercise and diet...

“However, consumers took a slightly more pessimistic view on the likely direction of mortgage rates, reflecting the fact that actual mortgage rates have moved upward since the start of the year.

If Trump getting elected results in consumers spending less money then, yes, rates will go down. 

I will say that there are MANY great Goosehead agents out there but the overall setup is not good for the consumer and it's hard finding who's serious vs. who simply had cash for the franchise fee.Just my 2 cents and opinion.  

When consumers are sick and tired of being sick and tired of shrinkflation and quit buying certain products then the prices will drop or sizes will come back.

Factor in things like credit health, de­bt load, and financing options.

There are lenders who will do the loan if no health or safety issues even with litigation (depending on the details). 

call county health department and verify that this is the rule.I have never heard of  3year inspections required by a county health department does not mean its not true but I would want to verify that. 

Our biggest employers is Atrium Health Wake Forest Baptist Hospital with 14,000 employees.