I have a theory that I can share which might help you avoid some of the common bad behaviors.

Pre Payment Penalties of 2-3-5 years are common but can be bought out of in upfront points or increased interest rate.

This is a common criteria in our market.  

While off market deals may be your ideal scenario in securing an investment - lets discuss ways in which i can also possibly make that happen for you. 

Now applying this to your property management scenario (even if there were meaningful tax benefits available)..... 

This is quite common and we have many duplexes we do this way and haven't had any hassle and in actuality it is much easier for everyone. 

I've built my network through different industries but real estate is a common theme in our investment strategies.

You have many things in common with the other owners I mentioned.

Common cash flow issues in real estate arise from vacancies, unexpected repairs, or market downturns.Typically, lenders require individual investors to have at least six months of mortgage reserves.

Your question is a common one, especially for new investors who want the liability protection of an LLC while minimizing the risk of triggering the dreaded "due on sale" clause.