And total kitchen and dining remodel.

It does take a little playing around with the numbers and knowing what you are comfortable with in terms of risk.

Finding lenders and mortgage brokers that specialize in DSCR loans will help with getting better terms as they have investors comfortably buying these loans after the loans fund which helps replenish the lenders cash for more loans to investors.

I partner with two private lenders in Charleston who do this - they short-term fund 1st's and 2nd's in smaller balances if they're comfortable with the deal and the borrower. 

I can comfortably afford both the starter home and the more expensive home with my income, given my DTI is basically zero.

In an interesting turn of events this tenant did decide to write me an email with many excuses the majority of which I know are not true, but most importantly she has confirmed for me that she has moved out such that I can feel comfortable in my decision to take possession."

He claims they are verifiable online and that I should be comfortable doing business over the phone and internet.

Get out of your comfort zone.

The only challenge when being a full time investor that depending on how much passive income you are generating from your investments that can slow you down in your growth or maybe you have enough to continue at a comfortable pace.

Once you feel comfortable, you can consider expanding your portfolio or venturing into value-add deals.I like to start with single family homes.