Going full bore on them will hurt their feelings and may cause them to move.2) Do NOT get involved in disagreements between tenants unless they are willing to file a police report or one of them violates their lease!

Trying to figure out creative ways to get some of my money back out without a delay caused by underwriting criteria.

We also have a "no pet" policy were a couple tenants brought in pets that caused issues. 

I would not necessarily give up the deposit (if you have one) until a move-out inspection is performed so that there is some security for damages caused to the property.

This is the main cause of the stagnation in real estate right now.

I'll phrase it in a slightly different way, cause I like golf, here's a golf saying that can also apply to real estate. 

That means you need to bring another 40k to the table at the refi cause you'll have a bridge loan of 240k to payoff.Now you'll own a 320k house with 80k equity in it making 150 cash/month.You wanna look for better deal spreads. 

Just like target doesn't drop their fee cause you want to pay less......you can go to a cheaper place like Wal-Mart if you choose.

@Alan Asriants and you don’t know what you’re talking about cause I’m not competing with anybody.

Often times the individual has long since recovered from what caused the derogatory in the first place--i.e. job loss, divorce etc.