Everything else can and should be accounted for, barring catastrophic incidents. 

If they want to lose all of their stuff in the event of some catastrophe, that's on them.

I understand the trepidation at first when offering someone a price lower than they could expect prior to such a catastrophe, but I also understand the necessity of funds when insurance companies refuse to pay out the amounts they owe their customers, and most are left in crippling debt attempting to recoup their losses. 

Insurance companies are increasing rates on homeowners due to costs of rebuilds, reinsurance, catastrophic storms etc. that were mentioned before. 

It’s not like you’ve had to eat the cost of a catastrophic repair.

On the flip side, I wouldn't want a catastrophic leak to get out of control and do thousands in damage before a plumber can reach the property. 

My plan has always been to have these properties as long-term holds, and I know selling this early (purchased in 2019 at 3.25%) and with such a low interest rate goes against conventional wisdomw, and I dont really want to, but as I learn more about where the US is in the long-term debt cycle, the more nervous I become about a catastrophic devaluation of the dollar, job loss, civil strife, etcCan anyone offer any advice for how to model or weigh the options on something like this?

They know there share price will take a big hit, but eventually the truth will come out and the trickle down effect from one business to another will be catastrophic.

Some were demolished homes, some were properties bulldozed after a catastrophic event and others where a mobile home was removed.    

I've also never made a claim nor will I unless it's catastrophic.