Based off the numbers from AirDNA and others, when I plug them into a calculator, it looks like I am out of pocket whether paying for management or not.  

We have done this analysis and built a calculator to input your specific exchange details. 

Hey everyone- a friend of mine is looking for feedback/beta users for a tool that calculates the long term cost of any property you're evaluating in minutes. 

Income calculation: Medicare uses your Modified Adjusted Gross Income (MAGI) from two years prior to determine your premiums.

I have networked with many people, cold called for a company, learned how to run ARV, how to calculate repairs, all that jazz.

An investor friendly agent can do all sorts of helpful things, like setting you up with a search for properties or connecting you with folks who have recently done deals like the ones you want to do. 6) Consider analyzing a deal or two in your local market, just for practice, with a free use of our Rental Property Calculator (or other calculators).

Track income, build a reserve, calculate DTI, stabilize income through diversification, and start small.

So, they calculate and charge the penalty at each payment - if you are paying extra. 

if the loan is $1000 per month, $250 will count against their "back end ratio" in calculating the their debt to income. 

It doesn't sound like you're using a multi-family spreadsheet calculator to underwrite your deal.