In my case, the transaction is handled by an attorney and like Virginia the security instrument is a deed of trust.

The Texas Instruments BA II Plus Financial Calculator and the HP 10bII+ Financial Calculator are the most common ones and about $28 to $30 each.  

Fast talking marketing types get newbies in trouble, there are many who proclaim to be experts that really don't understand the differences between real and personal property and they don't care.Equity is a marketable asset, just like a dollar bill, or a note, accounts receivables, or any instrument representing value in terms of money.  

STEM fields, medical, dental, law, refinery work (process operating, instrumentation, NDE and etc), trade skills (plumbing, electrical, etc..)

With a land contract I'm not sure why you would need a mortgage too since both are security instruments.

Mike I violated the 2 Notices to Cease with loud noise and loud music.

I read something he wrote somewhere here about playing music, and I had read about mail marketing from different sources.  

They play loud music, use alcohol and other substances, are generally loud and sometimes even have cookouts.

Number three, I think where you and/or the underwriter may have misinterpreted the guideline is that this Section where you are referring to Dwelling Unit Limitation is SPECIFICALLY aimed at Nonprofit Borrower, or a state and local government agency, or an Instrumentality of Government, who uses FHA financing to secure INVESTMENT Properties, which makes sense because...they are the only entities that can use FHA financing to buy investment properties, in return of offering them in their affordable housing programs.

Then play musical chairs with them like I used to do credit cards.