However, if cash flow is important to you, there are other properties on O'ahu that would make for a better investment and that your family might also enjoy.  

That will get you looking at cash flow and end up in a lower rated area than you think.

Hey guys-outside of Wichita does any other town in the state has a decent cash flow? 

If I already have some properties under my belt and they are cash flowing, I'll be much more willing to save time by using paid tools etc.

Is 10% ($1,750) per month in simple, taxable, spendable interest very attractive after owning real estate that likely did not generate that kind of cash flow? 

If that means renting out part of your residence, that's great for cash flow and experience. 

Pay your utilities out of this account, and after the month has ended, you can distribute your cash flow from this account to your reserve account and your personal checking account.

I will provide some thoughts on the San Diego purchase- virtually all high LTV mls purchases since rates started to hike have negative cash flow at purchase- historically great appreciation- historically great rent growth but recently flattening- prop 13 is great benefit for long holds- laws keep getting less LL friendly.

With inventory expanding, it feels like there could be opportunities to secure deals, especially if the right cash flow potential is there. 

Or keep a nice little cash flow for 15 years!!