It's going to take a little while to get there financially. 

Engage with property managers for insights on rents, expenses, or off-market opportunities, and request financial documents like rent rolls and profit/loss statements from sellers’ agents as part of due diligence.

Holding is doable but it depends on your financial position, with a refi you'll have costs to do that and your numbers would be different.

I may have another year to be influential and I'm trying to set a financial successful path that will create wealth, residual income, suport philanthropy ideas, community help and know when she goes off and have a family of her own, she will be ok.

This involves assessing the investor’s financial situation, investment strategy, and the specific projects they wish to undertake.

Quote from @Evan Polaski: @Carlos Ptriawan, your experiences seem to only have started port-financial crisis.  

I'm not sure what i'd do afterwards, but by then i'd have a lot more financial freedom. 

I then look at area vacancies, economic conditions, employment opportunities, area demographics and verify that the property has not been red tagged or have any other underlying problems that might make it difficult to resell or rent.When I have my financial information then I can consider debt service and costs related to equity partners in the overall income produced.

With your CPA background and audit experience, you already have a strong foundation for analyzing deals and understanding the financial side of real estate—a huge advantage as you dive into this new journey.

I planned for it financially, but it's a headache for sure.