I don't remember seeing this in the past, but could have just missed it. 

The goal of hard money is to get out of it as quickly as possible. 

Consider starting small by house hacking a single-family home, renting out rooms, or adding an ADU if possible.

Thank you and really enjoy this group!

This way on the cash out you can retain as much of the HELOC capital as possible so that you can put those funds back.Got it!

Im not expert but Ive took out a heloc and dragged on going on my advise and it suckedHi @Mario Morales, There are 2 things I would pay attention to in the scenario you describe. (1) Most cash out loans are limited to 75% -80% LTV meaning you wouldn't be able to get all of your cash back out. (2) The interest rates I see in the market are closer than what you've listed.

Did you ever buy this?

I have the same issue, I canceled few months ago, but got billed again... this is scam 

You're taking a great first step by joining this group and seeking guidance.

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