The rental insurance doesn’t protect you in this example, driving a car is the most risky thing we all do. 

Simply making more calls doesn't guarantee money. 

Bob doesn't realize his payment didn't clear until he gets his statement, he is in default, Joe calls the note due just to get at Bob and knowing Bob can't pay it off.

Just ensure the new loan doesn’t overextend your cash flow.The best move depends on your long-term goals—cash flow vs. equity growth vs. diversification.

Quote from @Kevin Zmick: When a property doesn't rent, there are two primary reasons: the price is too high or your marketing isn't reaching the right audience.If your REALTOR listed it in the MLS, then it's probably syndicated to the best websites and you're casting a wide net.

The state doesn’t have rent control laws, but landlords are prohibited from collecting more than one month’s rent for security deposits.

She doesn't "specialize" in this per se, but I have used her for several real estate legal issues.

I suppose it is all about the numbers and market, doesn't matter where you find it!

Hoping to place tenants on the first floor as close to move in as possible (1st floor unit is modern and doesn't need any work), then quickly make the repairs on the 1 bedroom unit to update and turn into a 2 bedroom and get that rented as soon as that is done.  

I'm willing to bet you may have to pay some of their demand to ensure this doesn't happen.3.