We just started investing and have 3 houses now, one LTR as of August last year, paying rent without a problem (so far, keeping fingers crossed), and the other two are Dunsmuir properties that are Airbnb's. 

(This is in addition to all the standard stuff you will read and/or that your broker is telling you. 80% of agents fail in their first two years, I'm sure there is a correlation between the other 20% & 70 hour work weeks early on.)

The two examples you need to compare are: 1.

Also, most banks will not allow you to "borrow" your down payment, so what you would need to do is get the 50K personal loan and then have it show on your bank statements for two months (without showing the money being deposited, so in reality this could be 3 statements before you have that. 

Also, there are two duplexes for sale in Park City.  

That's understood.Page 19, Two faces of Debt: Federal Reserve Bank of Chicago - "banks exchange a borrower's "promissory note" or "security" for a check that other banks can deposit" (so the note is funding a check) same page states, "...the borrower can spend the deposit acquired by borrowing"... 

Two questions: 1.

@Wesley Sherow closing on a property in Rensselaer in the next two weeks and I'll be looking for some sub contractors/handymen/daylaborers--if you have any folks you'd be open to sharing it would be much appreciated!

Even though there will be two other tenants, you still want coverage for your personal property. 

I have yet to have a guest ask for a refill or mention the quality (I tried to pick a nice-looking, not-too-expensive brand).Be careful with the scents -- I had a run of people pulling out and hiding the scents and one or two people complained that they were scent-sensitive in private notes.