You're young and have plenty of time to invest, I would definitely go to Hawaii if I was in your shoes.

Put yourself in their shoes for a moment.  

I wouldn't spend too much more time on it, if I were in your shoes.

As @Rick Martin pointed out, put yourself in your investors shoes - would you personally invest a large sum of money at this point in history?! 

If I was in your shoes I would put 20 percent down, get a traditional 30 year mortgage since rates are still really low, and keep as much cash as possible to buy more properties if we do hit a downturn in economy. 

So practically no change.I predict that some buyers will drop out to uncertainty and false worries, and others will be pushed off the fence by the low interest rates and fill their shoes.

@Aaron MorrowThis is a solid list, thanks for posting...I'd only add gloves, masks and shoe covers to your table if possible.

Of course I don't know your situation, but if I were in your shoes I would probably pay off the loan, roll it to an IRA and consider converting some of it to a Roth IRA depending on the tax bracket.Congratulations on going FT REI!

@Jenna Herr I totally remember being in your shoes about 2 years ago, exciting times. 

If I were in your shoes I would do everything possible to 1) save a emergency fund by living as frugal as possible 2) Save up and purchase a car- If transportation is a need then purchase something cheap and reliable 3) save for a house down payment.