@Corbett Brasington I'm a realtor and feel if your already doing all of that you should consider having an attorney or title co do the paper work and save yourself the commission or get your license and put your commission towards the sale.

I'd expect and plan for this each year.

Planning on renting the current residence home to group home in Minnesota as we move into a new home.

@Jason Wray I actually already work with the Federal Savings bank and am currently refinancing one of my properties with you.

And if this is the plan, it couldn't be announced at onset.

Eliminate debt, establish a budget, and save.

Three Months ago, low to mid 6's were available.Rates are going to continually fluctuate but if you have a way to earn 10+% on your capital, the TIME you are not using it is going to cost you way more than the extra .5% per year will.You are walking over dollars to save pennies if you are waiting for the perfect rate, half of the people who held out on getting mid 6's were waiting for high 5's.

With it being in a planned neighborhood, all the cabins design wise are the same, but ours has even better views. 

I bought this property with a private interest free loan from a friend. the person i bought it from need cash fast so i offered them a low cash offer and they accepted.I had enough money saved up to rehab the house with my savings.

Even if the rental has a decent cash flow with additional flood insurance, we're still not sure we want to take on that risk as we are out-of-state investors (planning to move back to KY in the future, but not now) and we don't like that it will potentially bring down the perceived value when we try to sell it in the future.The seller has never lived there and has not provided any information on if it has flooded before or not.