We have never owned new, is this advisable in the round rock market or should we look at a seasoned home ?

This first go round was just for the sake of buying a home instead of living to pay someone else's mortgage. 

I would personaly call some of the bigger managment companies in your area and they can give u a round about number but remember location is key in alot of markets and one streets are more desirable while others are less desirable.3.Closing costs can vary lender to lender and on type of loan.

Plus, it is a year-round area (though Jan/Feb are a little slower than the rest).Asheville is roughly the same but on the NC side of the Great Smoky Mountains.

I infuriated my mother on a cruise ship once because she gave me a few hundred bucks to spend at the casino...I played two rounds of three-card, won, and walked away!

This is in addition to working at an investment bank during the day and putting in 12 hours between my work time and commute round trip.

After it’s refinanced it looks pretty good , not great , but a well rounded investment

Have you explored going in for a competitive 9% LIHTC or 4% LIHTC round?

Many lenders did this very thing the last go round.  

Some of the small stuff is rounding errors.