Looking at a vacation rental that has a rental restriction of 30 days minimum.  

If you're considering investing in land, you need to do your homework thoroughly, understand market trends, assess the potential value of the property, and also take into account various potential risks and issues such as ownership rights, usage restrictions on the land, development costs and so forth.

Other restrictions are:Interest rate fixed for first 5 years and no negative amortization.

@Victor LoThe SFH homes usually fewer restrictions if there is no HOA. 

You can see more info on this type of account here: https://catchfirefunding.com/want-to-use-retirement-money-fo...It's definitely complex, and there are absolutely restrictions, but also absolutely ways to make it work.

You get the best of both worlds, and you can reduce your cost of living and sometimes live for free, even with a 7% interest rate.Personally, I don't recommend starting with properties with HOAs since HOAs can restrict your ability to house hack it with different strategies, and they can even restrict your lease from being under one year.Hope this helps!

This includes restrictions on property use, rental regulations, and any upcoming changes in the area that might affect your investment.Patience Is Truly a Virtue:Real estate investing is not a get-rich-quick scheme.

I wanted to take a minute to let you know a little bit more about how our system may be a good fit for you (admittedly we are not the right fit for everybody—so many different ways for investors to make money in this industry).You mentioned that you love the idea of someone vetting deals for you, as you are restricted on time.

I am building a single family home along with an ADU and a Junior ADU (JADU) in Castro Valley, CA and the county wants to impose a deed restriction which will require owner occupancy of the JADU/Main Dwelling Unit (MDU) per CA - Gov.

Now you are restricting yourself to the "unqualified," for lack of better term, market.Otherwise, yes stay with at least 20% down.