Regarding insurance adding additional umbrella insurance is great idea. 

What I would like to know is if you own both HPRs if you could technically receive two permits.

Quote from @Robin Smith: I also received this email.

@Adonis Williams, you've received great comments: It depends on so many things, including FICO, LTV, type of loan, etc.

Quote from @Lisa Albright: Hi All,Newbie here, just a quick question we are building an addition on our second home, we have a primary residence, and two rental properties.

However, I kept receiving errors so am trying to post this now without the link to the article and hopefully, that works.

Additionally, regarding the legal structure, an LLC seems to be the most suitable option for our situation.

Incorporating a washer-dryer hookup in the main house could be advantageous.This addition not only increases the convenience for potential renters but also adds value to the property itself.

If you see someone violating the rules, create a post with "@moderators" and we will receive a notification and respond.Again, welcome to BiggerPockets and happy investing!

Additionally house tenants bring more of their own appliance, like refrigerator, washer and dryer; which means tenants are responsible for repair and replacement of their own appliances.