We had a large portfolio and have sold a lot of it.

If you're not careful, the administrative requirements can trip you up—but when done right, the savings can be well worth the effort.For those of us scaling our portfolios or actively managing real estate deals, the conversation about structure isn’t just theoretical—it directly impacts how we protect our wealth and position ourselves for long-term growth.What I’ve found is that many investors don’t realize how critical their personal credit is in setting up these entities successfully and accessing the funding they need to operate and grow.

About 20% use 15% or 20% conventional (my lender does have a portfolio 15% product currently). 

I love my W2 job and am not looking for replacement income, but I do want to diversify my investment portfolio in the real estate sector while keeping my focus on what I love and do best -- emergency medicine!

Also it would be worthwhile to speak to a financial advisor on how to best diversify your portfolio and maybe you can even use your currents investments to get loans for real estate. 

This would allow an investor to scale their portfolio with creative financing.

Sometimes lenders will allow their portfolio loans to be assumed as well, but usually not if they can get a better rate with a new loan.

As of now, we only manage our own small portfolio.

I've been using Stessa to manage my real estate portfolio for several years now.

I have a rental portfolio in South Georgia and have been flipping houses in Southwest Florida.