That's not much of a metric, but it will at least give you the opportunity to reflect on an existential question, something like: "Do I really want to risk my home with a big HELOC to buy a property that I'll have to manage for the next five years, so that I can end up with X dollars (where maybe X, in today's dollars, is not a very impressive number and maybe even negative)?"

c) How to best hold the property (in CA) so that it reflects both us owners?

I got a good chuck and realized what a bad financial decision I was making after really reflecting on the numbers.

I do not have a approval letter either since I plan on paying for the entire property in cash, and I do not currently have a statement to reflect the $14-15,000 in bank statements either (Only around $7,000 at the moment.)

We are only interested in MH because I set the company up to Help the manufactured housing industry, and our charges reflect that.

Plus, they often don't accurately reflect any last-minute changes to anything (assuming I got anyone on the phone to make a change in the first place).

Seller's taxes may not accurately reflect rental payments.

You can still buy if you don't have the experience, but the PITI of the loan will likely have to be reflected as an obligation in your ratio, and this can ratchet up your ratio pretty quickly.But once you have the two years experience, the lender will instead calculate "net cash flow" on the property.

This is reflected in the prices of recent sales...

This will reflect itself in other systems as time goes by.