In most cases you are putting 25% down.Lenders want to see net worth close to the loan balance after down payment and 10% liquid.For example a buyer purchases a 4 million pharmacy with a good amount of years left on the lease with 1 million down.

It is a C grade property.

Grading the ground around the house to slope away from the foundation is a good diy job that may be a reasonable alternative.

I started going to school for pharmacy, switched to residential real estate with the goal of breaking into commercial real estate after getting my bachelors.

As a seller, I'd want a performance bond as well, that is reasonable.Multi-million dollar commercial transactions are above the pay grade of 99 % of the members on BP, maybe 99.9%, see your attorney and begin with a letter of intent. 

Could also maybe add some grading away from the building to see if that helps during downpours.Is this what you mean by your water and foundation issues?

I am also a full time second grade teacher. 

I wonder if fees would not be applicable if you are fixing someone else's mistake vs grading for a new outbuilding or something.

The carpet in the dining and living room needs to be replaced.My favorite flooring guy quoted $550 for low grade carpet, $700 for mid grade carpet, or Tiling the dining room, living room, hallway and kitchen for $2250.What would you do?

Think about your grade school or high school experience.