If you use niche.com you can pretty easily find median home values, median incomes, an some data pretty easily.

Sterling,Each lender is different on how they calculate income and also what overlays they have that can cause a bad income calc. 

I also agree, that income is not a protected class.

My bank account is connected to Stessa to eliminate the need for me to manually track income, expenses etc. 

Personally I never listen to what the seller states the income is as they are sometimes way off.

When Trying to qualify for a traditional loan, lenders usually price your purchasing power at 3x your net income.

.-- Starts picking back up end of February when this tenant pool starts getting their income tax refunds and aren't broke anymore.6) Section 8: where is the property being advertised?

That does not require employment or job seasoning instead it uses the rents to qualify and you can take out up to 80% LTV cash.Use the cash to put down on the next 1-2 or more properties as long as the other properties are debt servicing themselves it opens up more opportuities to buy more future assets and increase your passice income.  

They generally treat the debt like they would with a rental and count around 75% of the gross mortgage payment as "income" in the DTI calculation.

There’s huge retal income potential if you nail that balance between improvements that wow tenants and improvements that merely look fancy but don’t justify higher rents.I’d also keep an eye on how your high end plan fits the local demand.