I will say that the borrower has a better chance to negotiate on the fees, interest and when they are to be paid with a private individual lender as opposed to a hard money style lender (that has more overhead).

If a cash out refinance, many lenders will allow the cash out to satisfy the reserves requirement.DSCR lenders generally let you vest either individually or as a U.S. 

Individual homebuyers cannot compete with institutional money. 

Another guy owned about 15 units and the rest were owned by individuals.)

I am a diy person but I realize that this is gonna take some help from a community of like minded individuals.

The other three properties will not be considered by the segment.So, focus on selecting a tenant segment with a high concentration of reliable individuals and purchase properties that meet their housing requirements.How to Identify a Tenant SegmentThe process for identifying the segment for income reliability is straightforward.

For potential partners, focus on individuals with cash looking for returns, inflows, and tax benefits.

For newly constructed, purchased or renovated properties and also retroactive generally over the last 10 years, building components are properly classified into individual units of property and accurate recovery periods for computing depreciation deductions.

I'm actively involved in the Indianapolis market, focusing on new build duplexes with strong rental returns, and I'm always excited to connect with like-minded individuals.

Who will be in charge of the rehab, you or a GC or individual subcontractors?