An attorney can give his opinion as to what the odds are of the different ways a legal dispute can play out, but it’s the investors decision based on a cost/benefit/ risk analysis to decide how and of to proceed.There’s no way for anyone to render an opinion about what you “should” have done without (1) complete information as to the property being purchased and (2) complete information as to the risk tolerance and financial makeup of your investment group.Here’s my advice - don’t second guess yourself based on opinions of people who (1) don’t possess “all the facts” and (2) probably never acted as sponsors of a syndicated investment.  

Does the lending support borrowing under a company or trust structure for tax benefits?

Consider equity building and tax benefits from homeownership.

My instinct tells me yes if I can find quality properties at my price point, but that there could be some benefit to putting it all on one potentially more reliable/higher quality structure. 

I dont think first time buyers usually even know that after owing the home and living in it for 2 years any profit up to 250k for single and 500k for married is tax FREE. the absolute best tax treatment we have in the US. in Markets that dont move as much might not be the same benefit..

•ROI tends to be pretty strong, with many investors seeing double-digit returns, especially if you manage your own Airbnb.As for tax advantages, Indonesia has its own set of regulations, and while you won’t get the same tax benefits as in the U.S., the returns can still be very lucrative when done right.If you’re looking to own a property that you can also enjoy during vacations, Bali could be a great option.

What benefit does this provide them?

A turn-key purchase is typically an easier and less risky strategy , but the benefits are less than buying a flip / brrr. 

It will familiarize you with the basic terminology and benefits.

@George Bell The DSCR loans I researched did not allow prepayment of the loan, there was a massive penalty that would have offset the benefits.