Their Hartford quote is also well above the price my own agent had gotten me from Hartford and at least initially appears to be identical coverage.  

Schedule a time to visit the rental and do a walk-through to ensure it is safe (no running water, temp adjusted, trash hauled out, etc.) and secure.

Next Step: Adjust accordingly.

I think I would make excuses or adjust the criterias just to make something work.  

page=1It is quite lengthy but to summarize, it turns out several other investors have also had negative experiences with Scott including:Gerry Cohen, Al Curiel, Beth Hale, Bella Scanland, Chris Frank, Michele Orgell, Kristin Cook, Gar ParriesMost of the stories are almost identical to mine.

Nobody wants an ARM (adjustable-rate mortgage); yikes - of course not, everyone knows you are at risk of forclosure!

The house next door is identical in structure and is also a Duplex, however, I have not verified that.

First because reviews don’t transfer the buyer could set up the identical home across the street.

The maximum amount of the energy package that can be added to the borrower’s regular FHA loan amount is the lesser of:· A cost-effective improvements to be made (energy package) based on the home energy assessment; or· the lesser of 5 percent of:the Adjusted Value;115 percent of the median area price of a Single Family dwelling; or150 percent of the national conforming mortgage limit.An FHA-approved lender can access FHA’s EEM Calculator to determine the dollar maximum amount that a borrower can finance for energy improvements.

talk to the dept of health first (records requirements etc), establish what upgrades/maintenance required, line up a reliable repair/handyman/type person, consult lawyer, and then make your offer, see if you can buy the land it's on via lot line adjustment (ideal scenario). a lot to be aware of, such as system upgrades or county code changes bringing in the requirement to add metered connections to an older small system, for just one example.Otherwise- owner doesn't want to manage, I doubt you really do either but could be wrong.