I'm heavily developing the network direct to business owners for the two buildings, they are similar size/type so that allows me to target easier.

As an example, RealtyShares went bust, yet was heavily promoted by this unscrupulous blogger: https://www.amitmay.com/financial-samurai-sam-doge...Be careful who you trust for investing information, especially for turn key and passive investments. 

Met 4 of them at the cabin, and now heavily rely on 2 of them to do most of the cleaning work. 

I would look at crowdfunding, REIT or ETF otherwise as they are more heavily scrutinized to diversify your work if you don't want to learn to underwrite the deal somewhat.

@Nick Liu, arguably, that's one of the main reasons why BP heavily recommends buying properties for LESS than current market value (eg. the 70% rule - includes rehab costs).

I had a question that had probably already been asked, but I haven't had time to sit down in front of the computer to research heavily, yet.So, to my question: is there better way to approach smaller banks and lenders during a cash out refinance.

You will be more in the $350k range for a loan assuming the bank will lend on the land. 2) income will be verified on taxes so if you are not reporting the cash as income - it will kill your DTI and could create an issue.3) see number 1 for LTV constraints4) DTI will be difficult without taxable income that can be documented - likely created an issue. 3 houses that don't create income will heavily offset those that do.

If this is not resolved when my membership is up for renewal, it will weigh heavily on whether I continue using the site.It would be so simple to create a setting allowing Plus or Pro members to white list their IP address.FWIW, I've reported to @BiggerPockets Support several times about the @ mention not always linking to other members and all I get is "try refreshing the page" instead of a fix.

Perhaps you can use that tool you now have to recoup your investment and profit later heavily from it.

The system is heavily favored for people in your situation... and they will move swiftly to resolve it for you, so I would I say initiate the process.