I'd push back hard for them to honor their original LTV and greatly reduce the undisclosed extra loan fees, or switch to a different lender. 

Happy to help evaluate this opportunity if you want an extra set of eyes. 

Having it in both FL (my domicile) and CT (property location), created double the work and fees in both states.From what I can tell this isn't the right entity structure anyway, so I can imagine it was a pain with many extra costs! 

Or perhaps have them pay an extra $50 a month, and then credit them if they overpaid at the end of the year?

But only you can decide if it's worth the extra price bump over Stessa.

We NEED these to offset the extra legal fees, unaccounted for damage, and unrealistic high appraisals of some of the other deals we invest in!  

So, suck it up and pay the extra X or move to a lower " class" area where the FMR will be lower.

I can always pile up the extra money from househacking to put towards my next investment. 

outweighs the aesthetic of a bunch of cargo containers.https://www.jwbrealestatecapital.com/shipping-container-apar...https://dtjax.com/poi/ashley-street-container-lofts/

It may sound nice to pay a 6% management fee but the extra fees can add up to be more than the other company that charges 10% with no additional fees.