This reduces your housing payment and helps you build equity. 

For instance, you could look into refinancing the property to access some of its equity while still maintaining ownership and cash flow.

I hope it works out and post anything that's positive with the next PM.

If you have any equity in the place, then try and sell it. 

When your content is helpful and tailored to their needs, it builds trust and positions your business as the go-to expert.

@Vinny MuliIf you have equity built up, can you do a cash out refi?

Terms such as interest rates and payment schedules are typically negotiable.Combining creative financing with seller financing can include strategies like:Subject-to and Seller Financing: Taking over the seller's mortgage and financing the equity portion through the seller.Lease Option: Renting with an option to buy while negotiating seller financing for part of the purchase.Wraparound Mortgage: Keeping the seller's existing loan while they finance a new loan that includes the balance.To proceed, consider connecting with experienced investors, understanding local legal implications, and attending networking events to gather insights.

While it's a year old, the 137% equity growth from 2014 to 2022 is quite nice. 

@Don KonipolExactlyIt makes zero sense to pay down a 3% mortgage and have that equity be illiquid OR pay 8% interest on that untapped equity

The reason being if you show them those reserves and the deal goes bad, they are gonna come after you for that $ and that will put you in a really bad position.