It is important that you can distinguish one from the other.

I agree that the list broker has fiduciary responsibility to the bank, however, as an investor, one should be familiar enough with purchase and sales agreements and how to protect oneself rather than relying on some agent to do so.

And the decision is not always between managing a property oneself versus outsourcing it.

As far as insulating oneself, how would you advise when Rentalutions just stops depositing to your account one day and you have to actively hunt down an answer as to why only to be told that a another 3rd party company went bankrupt so Rentalutions isn't responsible for your money. 

Note: I'm not making any assumptions of why anyone's doing here, but this is an area we should be helping each other recognize is a rapidly changing space, particularly with things like STIR/SHAKEN (hopefully) on the horizon to help all us better distinguish between legitimate and spoofed Robo-dialers. 

There are so many so called guru's out there, and a new one popping up every day it seems like, it is hard to distinguish between someone who is actually doing it and those who aren't.Thanks again,

How did you distinguish you owning from her owning?

Dodd Frank for example, does not distinguish between occupancy status, but the use of the money.

The luxury vinyl plank flooring is sometimes hard to distinguish from real hard wood floors.

gotta say, thats pretty nuanced thoughtful sounding advice from this guy--giving you different ways forward to think about, different remedies and distinguishing between what is possible and feasible and allowing you to think about what you want.