I'm not sure our individual experiences are correlated to what's happening overall but I've definitely experienced many more last minute bookings than ever before.

I realize this post is 2 years old but someone may have the same question.I use Microsoft One Note for Desktops, it's free and stores your notes in notebooks with tags that are easily searchable for reference later.I have notebooks for Note Investing, Real Estate Investing, Information Technology, and Digital Marketing.Usually, something that I'm studying falls into one of those categories and each notebook has subcategories. 

Quieter tenants translates to: Older individuals without children or noisy pets. 

It’s a fantastic way to connect with like-minded individuals in your market who have been in your shoes.

1099 means they are their own boss it is very hard to hire individuals and not have them be w-2 employees. 

If you’re asking how two immature individuals can handle their differences without legal costs then the answer is that they both have to give up the scorched earth policies.  

Basically are the two of us treated as one "individual" with this structure? 

There’s a demand for individual rooms being rented out.

If you're already pricing in a negative cash flow, I would strongly suggest you read what happened to another individual on BP: https://www.biggerpockets.com/forums/48/topics/1204955-almos...

However, there are some surplus lines carriers who write master policy programs for residential real estate portfolios who don't inspect homes in person at all, but just do a desktop inspection while underwriting.