Both approaches will require going through all the title paper work on each of my properties.However, one bank in north texas is open to a discussion of opening a line of credit on the properties as collateral whereby they would have a lien on my properties (which I currently hold free and clear).

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They have a good system for seller and buyer to communicate and also provide escrow service and collateral review/verification.

Remember cash is King and Owner financing is better.Understand creative financing, always ask for owner financing, possession, subornation, substitution of collateral, delayed settlement and discounts for early pay off.Offer less - guarantee your equity profit - some say, "If you are not embarrassed with your offer, you are offering too much!"

Only with life insurance you don't need to worry about the collateral losing value.

Its simply like a whole separate loan and I'm using the equity in the home to secure it, kind of like using it as collateral?  

The points and interest is high (12% and 4-5 pts) but I actually think is safer then a bank that wants to collateralize all your assets including your primary home and can call your loan at any time for no fault on your part.If you use a lender, talk to Columbia, Coastal or Whidbey.

And they feel secure that my assets will maintain enough value as collateral in the case of a market correction. 

I am considering lending them this amount but would like to secure the loan with collateral. 1.

I am new to commercial deals, and know a little bit about bonds, but never closed a deal using them as collateral against a loan..