It would be no different than a random power outage of several days in normal circumstances.

But was this cash out refi a bad choice regardless of circumstance as I depended on that money and it was already making money (and was paid off)...now I have a mortgage and make significantly less money per month.

Although through unfortunate circumstances, there will likely be A LOT of motivation in the market in so.

When I first visited the property, I can tell the owner had neglected to keep the property updated and let the tenants run things.

Something that started with this a couple of years ago (my house on the right)Has turned into the removal of the fence separating the two properties (by the owner of the truck) which leaves me losing the foot of space between the privacy fence and the boundary fence.Mitigating circumstances - the guy that owns the truck has a history of violent crime (kidnapping, sexual assault on a child, assaulting a police officer, etc., etc.) and my interactions with him have resulted in schizophrenic ramblings (i.e. the Vatican owns my property, all financial transactions are routed through the city of London, etc.)I spoke with an attorney from this forum (a terrific help) earlier this week and I am weighing my options...the best being a 4 foot retaining wall along the property line with a 6 foot permitted fence to the front of the house. 

The owners of the vacant/distressed properties seem to be okay with letting the property continue in disrepair, and/or letting the government lay a claim to it by neglecting to pay their taxes.

(Due to circumstance - more so than some freedom walkout retirement announcement)When applying for a commercial loan - I've read that the loan is based mostly on the property's income to loan servicing amount.What impact will not having a W2 have in this process?

VA allows you to carry 2 VA loans with specific circumstances (which you would qualify under based on what you wrote) but you can only have one loan below $144k and one above $144k (or somewhere close to that amount).  

Look at how many major companies were around 20 years ago are not today...strong finacials today doesn't equate to strong financials in 20 years, 10 years, 5 years, or even 6 months in extreme circumstances.  

Personal circumstances have come about where the first property I buy I will just need to start renting it outright rather than moving in (as I would have preferred).