I am a quality contractor, and the only issues I come with are that I have 3 mortgages and child support.

To take advantage of this the governor’s decree requires “… the tenant can demonstrate to the court, through documentation or other objectively verifiable means, that the tenant suffered a substantial loss of income resulting from COVID-19 or the related proclamation of a state of emergency and catastrophic health emergency, including, without limitation, due to job loss, reduction in compensated hours of work, closure of place of employment, or the need to miss work to care for a home bound school-age child.”

Is there a state child support services center where you live? 

That part he wasn't 100% sure on yet.2. 1200 per adult and 500 per child for households up to 150K and individuals up to 75K3.

So This was me when I was a wee lad, and the way we did it was my dad issued me a 1099, I believe there are limits where the child may not have to file a tax return, but I filed anyway because I was able to put that money into a Roth IRA because having a Roth IRA at 13 gives you so much time to compound that money tax free. 

Title will be on both of us, morgage only on me.3) 31 years old4) a stable job at a large corporation that I started 6 months ago: $159k base salary+10% bonus+$15k special bonus+$16k in stock for next 4 years (vested annually); good health insurance5) $10k car loan6) no other debt7) pregnant wife (1 child coming soon)8) wife is a university student and still has 2 more years; $16k in annual tuition.

You should also check that she's the only child.

When threatened with eviction and paying rent for her loser child, she may tell them to get out.

I also believe every child should have a paid up dividend earning Whole Life policy.

Or is it a medical debt from a few years ago when their child got sick with cancer that they just haven't been able to keep up with and therefore has dragged down their credit?