Sometimes it won't show up on the auditor's website if they didn't pull permits when they added the 1/2 bath.

First thing.Anything under 1 million in price will likely be a local bank financing.They are regulated by bank auditors.

I like Paperstac because they escrow the funds and then the hard collateral goes to an auditor and everything gets verified before being released.

If i want to list the house as 2 full baths, I will need to have that also reflected on the auditor site, and that requires permits.

I am a CPA and previously worked in public accounting as an auditor.

What I find strange is that the real estate was in the will, but after reading the probate docket and looking at the auditor's site, the property is still in the name of the deceased (2013 death). 

Having said that, in an audit or IRS challenge, the decision is all going to turn on your intent at the time you purchased the property you are considering converting to your primary residence.

These numbers are roughly based off of the auditor's website.A commercial property has a higher land value (100k) than the depreciable improvement value (60k).

I work from home in Oceanside as a sales tax analyst/auditor for a government services consulting firm.

"Consideration" does not include amounts imputed as a down payment or fee to the distressed home purchaser or a person acting in participation with the distressed home purchaser;(3) Enter into repurchase or lease terms as part of the distressed home conveyance that are unfair or commercially unreasonable, or engage in any other unfair or deceptive acts or practices;(4) Represent, directly or indirectly, that (a) the distressed home purchaser is acting as an advisor or consultant, (b) the distressed home purchaser is acting on behalf of or in the interests of the distressed homeowner, or (c) the distressed home purchaser is assisting the distressed homeowner to save the distressed home, buy time, or use other substantially similar language;(5) Misrepresent the distressed home purchaser's status as to licensure or certification;(6) Perform any of the following until after the time during which the distressed homeowner may cancel the transaction has expired:(a) Accept from any distressed homeowner an execution of, or induce any distressed homeowner to execute, any instrument of conveyance of any interest in the distressed home;(b) Record with the county auditor any document, including any instrument of conveyance, signed by the distressed homeowner; or(c) Transfer or encumber or purport to transfer or encumber any interest in the distressed home;(7) Fail to reconvey title to the distressed home when the terms of the distressed home conveyance contract have been fulfilled;(8) Enter into a distressed home conveyance where any party to the transaction is represented by a power of attorney;(9) Fail to extinguish or assume all liens encumbering the distressed home immediately following the conveyance of the distressed home;(10) Fail to close a distressed home conveyance in person before an independent third party who is authorized to conduct real estate closings within the state.