Setting up your purchase money loan to allow better refinancing is advised when possible.

However, you have to invest in specific communities where they are encouraging development.

Feel free to ask any more specific questions you have—there’s definitely a learning curve, but it can be a great tool in the right market and for the right property.Hope this helps, and welcome again!

Adding details and specifics can help get to the answer or direction you're looking for.

It’s crucial to be mindful of area-specific dynamics, as some neighborhoods have higher crime rates.

Are you working on any projects or targeting anything specific?

it may be jurisdictional specific, but it would certainly limit the sources for providing credit reports.  

As far as I can tell, I'm the only REI in this specific niche within the county.

On a positive note we did build a new house to the specifications of a specific tenant. 

I would probably go with a HELOC as you won't have to pay for what you're not using unless you've got a specific property you're going to be buying with that money so you know you won't just take out the loan and sit on it paying interest all the while.