Set a goal of 60 days to educate yourself and dedicate 30-60 minutes per day actually doing it.

You would actually be borrowing less money than originally but at a higher rate.   

It's a big reason to think about estate planning, trusts, or just selling the house on your own. 

Quote from @Andrew Steffens: I think going into an STR purchase with reasonable expectations of cashflow in this current market and rate environment is admirable. 

When you build enough capital/assets/net worth to afford a reasonable monthly cushion you can see if the lifestyle of a full time investor is something you’d want to pursue.  

If you already have low respect due to a pre-determined mindset, it's hard to approach the community with an even or reasonable keel.

They aren't the actual bank so need to upcharge these fees and hoping in volume they can make enough to continue operating. 

(aside from the 1 or 2 homes that have stunning overlook views).When building out your buy box, are you all using the averages, or are you basing your min/max on the cream of the crop listing revenues, even when there aren't clear reasons as to why they are performing so much better than others?

For those interested, a combination of mortgages with no “due on sale” clause, mortgage companies loose due diligence, and title insurers willingness to “turn a blind eye” to practices that wouldn’t pass scrutiny now, resulted in tactics like the “second mortgage crank” which not only allowed investors to purchase properties with no money out of pocket but allowed investors to actually walk away from closing with “cash in their pocket”.

Just don't combine old and class D unless you have a very good reason.