Not all multifamily is bad but those buying into multifamily is hot,hot,hot with blinders on are in for a rude awakening.

One might say this kid is crazy and in for a rude awakening, I would say it's a challenging opportunity that if cautiously and diligently embarked upon can be successful and financially rewarding.

The reason he is adverse to debt is a religious one.

Rather, concentrate on living below your means, start religiously reading the bogleheads forum, start saving, and when you do invest, invest only in Vanguard index funds. 

I would advise all that have incredible appreciation to read Multifamily Millions by David Lindahl, Loopholes of Real Estate by Garrett Sutton, and listen religiously to a podcast called Lifestyles Unlimited Inc. based in Houston Texas.  

Many will probably pick the 1st anyway, and it'll show you're still accommodating (and not be too much of a rude awakening so to speak).

It came with a cost of my health (kind of), sanity, personal finances (which I religiously sever from the RE business) and general overall well-being, not to mention my social life.All of which are worth more than that, and should have been respected.

The following do not qualify as a family: Any society, club, fraternity, sorority, association, lodge, organization, coterie, combine, federation, organization which is not a recognized religious order, or group of students or other individuals where the common living arrangement or basis for the establishment of the housekeeping unit is temporary and/or of resort-seasonal character in nature.

I'm still a big fan of ZERO money down and do it religiously in any market.Jim Sakalis

I read these forums religiously everyday and I have the books and the deal analyzer and all that, just not sure of the steps and what order.