I’m hoping that we can generate some new perspectives on this issue in today’s market, particularly with the onset Coronavirus issue now entering into market conditions.

If I were in your shoes I might wait for coronavirus to resolve itself first (obviously I have no crystal ball, but I personally believe the potential downside is lower than the potential upsides is higher until this figures itself out. 

A lot of these southern beach & mountain towns have been supporting STR for 75+ years, long before Airbnb was a thing, so they’re very comfortable with it and it’s a built-in part of the community.3) The Southern half of the US is more forgiving if your property is out of service for a couple months (a flood, property damage, coronavirus) bc you earn year-round revenue.

section=443.703Peerstreet Loanshttps://www.reuters.com/article/us-health-coronavirus-colchiscapital-exc/exclusive-eyeing-defaults-us-direct-lender-colchis-capital-to-shut-funds-idUSKBN21P21X#:~:text=BOSTON%20(Reuters)%20%2D%20San%20Francisco,to%20materials%20reviewed%20by%20Reuters.https://www.nasdaq.com/articles/exclusive-u.s.

A lot of these southern beach & mountain towns have been supporting STR for 75+ years, long before Airbnb was a thing, so they’re very comfortable with it and it’s a built-in part of the community.3) The Southern half of the US is more forgiving if your property is out of service for a couple months (a flood, property damage, coronavirus) bc you earn year-round revenue.

Don't forget corona virus may cause a lot of grief yet.  

I wasn't looking to buy until November or December so hopefully this whole corona virus situation is cleared up. 

And add to this the corona virus, and Tax Revenue are down, so they are more aggressive in collecting taxes.

A lot of these southern beach & mountain towns have been supporting STR for 75+ years, long before Airbnb was a thing, so they’re very comfortable with it and it’s a built-in part of the community.3) The Southern half of the US is more forgiving if your property is out of service for a couple months (a flood, property damage, coronavirus) bc you earn year-round revenue.

I would consolidate them but instead with all the Coronavirus drama, I think I may just pay off the ones i can and apply for a line of credit to have some insurance.