Louis, but they do shop the major carriers.

You will want to find a restoration general contractor that is familiar with your insurance carrier and their guidelines. 

Justin, every insurance policy has language within it stating if the policy holder has misrepresented the risk the insurance carrier has the right to deny claims.  

Our Ins carriers up here will not insure K&T.

There are times that a substitute carrier is on and may not know all the names on the route. 

If it turns out that the listing agent WAS responsible, then call the broker back and ask him to send you the information for his insurance carrier.

In the context you are using, are you saying to put, let's say, 20 houses (SFR)owned by one entity (a multi-member LLC in my case) under a 'master policy' with a single insurance carrier?

:)I don't own any quads currently.I can tell you from some of my clients that do the policy comes out to around 1,700 annually a quad.If you have a bunch of quads some companies will offer to put them all under a group policy saving even more money but it varies by company and their offerings change from month to month.Have you checked the claim and insurance history for this building.If the building has had excessive claims in the CLUE report it might cause the rate to be higher no matter who you cal for a quote.So find out if it's the building or the carrier causing the high quotes.

I think it's best to have the same carrier so they can't argue that the other ins. company is responsible for handling the matter.

I work for a large health insurance carrier and let me tell you, it does not take that many bills to eat through $100,000 of coverage.