@Cameron Foster, what is your monthly income, monthly car payment, interest rate, and loan length?

So, at the class, I paid $50 of the alleged 'discounted' amount of $197, to attend the 3 day conference which wouldn't be until the end of the month.

Good advice Cameron...I'm putting together a package now to help organize my thoughts and stress test my strategy. 

Thanks Cameron and Zach took your advice and will hold off for the next one.

Not saying whether or not you need it because I'm not an attorney, but it would quickly put to rest the allegation that the money was a loan or investment and not a gift.

@Cameron Tope I uploaded my photo.

I don't know about NYS (although I live here) but in PA where I bought my last rental, seller have to submit a standard disclosure form...and if deal fell apart he would have to disclose the real SF when putting house back on market now that he know it...this can be a negotiation chip for you...which you need to check with your buyer agent and lawyer...since he might not be able to list it at what he previously did...I just went through a similar experience with my latest accepted offer...seller got 3 offers within 2 days...mine was probably the best (at asking)...but probably not far from the others...he pulled the house off the market allegedly to repair the main waste line then came up back again 9K higher then before (I doubt repair was more then 3K)...stinking for sure...but the house still worked also with the new number so I swallowed it and accepted...then managed to reduce it another 3K after inspection...a bit like playing tug of war...you get better the more you practice.Last point.

I've had a couple deals under contract but back out due to things like alleged septic drain field failures etc. 

For example, mine is The Elle Group under the Cameron Real Estate Group.

@Cameron Riley Congratulations Cameron!