AND, if you ever sell without a 1031 before you die you’ll probably end up paying higher taxes in the end.

This person will most likely always pay on time and their is a higher likelihood they are clean which will mean in the end of their lease you can lease it to the next person while theyvare there and the deposit will cover the small charges. 

The longer you hold at the higher HML rate will really impact your bottom line.

They claim to furnish properties for 2-3 times the usual monthly rent with the help of their "designer team" , but the actual costs are 5-7 times higher.

If my husband and I were to start over again we would buy higher quality assets and not be focused on immediate cash flow and unit count like we were when we started this after exiting a fairly decent sized small business.

Ok, so I separated this one out (and I just found it) for those with a higher end rental.

If there are any anomalies that occur which require more expensive repairs then that ratio can and will be higher, especially in your first year or 2 of owning a property as you work to get things stabilized. 

As a point of clarification, DSCR loans don't require a higher down payment than conventional, they just have different underwriting criteria and less concern on your personal financial situation.

A lot of seller financing comes with higher price or is a poor asset.  

This will have a higher expense buy may very well be worth it for your listings and companies health and growth.