I am looking to buy a lots / land in O' Fallon , Missouri .

I've got plenty of experience in both site built and mod construction. 

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

I market on Craiglist, Zillow, FB and Apts.com and get great leads from each in my market.

I'm a Realtor with a couple properties listed in Boise, ID and a neighboring town for my investor/client that are currently rented as co-living or rent-by-the-room and getting killer income. (7.3% - 9.5% Cap rate) So far, every inquiry has been baffled by the concept of co-living or rent-by-the-room and immediately ask if they're being run as a halfway-house (which they are not).

If you're living in it now, you'll probably be required to have a signed lease in place as well as proof that first month's rent/security deposit were collected in order to get a DSCR loan (they're business purpose loans and don't allow owner occupancy).

Investment Info:Single-family residence buy & hold investment in New Milford.

In your ideal world who pays the buyers agent in that first time home buyers niche in Minneapolis? 

In that case you need to pay the difference.

You screen them the same way a hotel does: not at all.The only thing you need to verify is their credit card number.