As you know our area is very neighborhood centric and price varies dramatically.

That varies some too. 

Rates as of this posting date vary but are in the 6s and 7s (or possibly 8s if not a top tier credit score or a foreign national loan as considered a higher risk and will be reflected in the rate).

When rents and occupancy vary as seasons change, how do you average that out to enter it in the calculator?

As for STR/MTR vacancy rates, those can vary greatly depending on location.

*This post is informational only and is not to be relied upon.

This investor over-leveraged, relying on appreciation and rent increases that likely never materialized.

The information contained in this post is not to be relied upon.

That amount varies from state to state.

Obviously the laws in different places may vary but I suspect that is how it would play out in most places.