Sounds like you have some options which is great man.

Investment also spiked in Class A Short-Term Rentals (STR) and investors started paying higher and higher prices based upon anticipated STR rental rates, that exceeded sustainability based upon Long-Term Rental rates (LTR).

My two favorite loan options for getting started are the FHA 203k or the Fannie May Home Style. 

Airbnb.org, the nonprofit arm of airbnb.com, offers hosts options to assist with emergency housing in times of crisis, such as the 2025 Los Angeles wildfires.

Of course, I totally understand that you wouldn't want to do if that guide is written by another real estate agency, in which case you have option 2.b.

I have been looking at properties and it seemed like the seller s  based their price on zero percent cash flow for the buyer.

However, some investors don't mind this strategy if they prefer not to put a lot of liquid in up front and plan to refi out within a few years of closing (which seems to be a great option with the talks of the FED reducing interest rates this year).It really comes down to investing in a growing market, in a good neighborhood & building a great team to support you.

You have options!

It’s definitely smart to evaluate the tax and cost implications of your funding options.

Hi @Aaron Raffaelli, you've gotten good advice here as well as some good options.