There are some decent spots that do well and are more affordable than Raleigh.Also I bought during the winter during slow season, great neighborhood but horrible photos, clutter everywhere, original condition.

And sometimes banks are the ones who mislead such a home buyer, by issuing pre-approvals and approvals to sign a contract, but then back out when more sophisticated underwriters spot an issue (in buyer's income, credit score, DTI, property value and etc.) that loan officers who gave preliminary approvals didn't want to see.

You’re spot on, you can potentially use a 3.5% down FHA loan for new financing if income and rents from the other three units are sufficient.

Hi Angie,You're in the right spot for sure!

But I'd very happily take a very good Nashville spot for -$300/mo cash flow in the gulch or east nashville.

Any related advice or blind spot ?

Ohio markets show up 3 times in Zillow’s 2024 hottest markets, with Columbus and Cincinnati taking the top 2 and 3 spots.

When I started, I was in the same spot as you trying to way to pros and cons of everyone's programs and I choose The Land Geek program.There are many reasons why I chose Mark, here are a few:He's the one guy that I could tell was still doing deals and lots of them. 

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;-) Now that's a worthy debate but I still think California would edge those two out of the top spot.