It really helps to speak to someone at the agency because they often will give you recommendations on how to do what you want to do legally.

The other picture (with the green boxes) is the return for possible scenarios - MTR, STR, LTR - but all have negative cashflow.

At current price/rent levels they'd be negative cash flowing a minimum $1000 a month and likely much more.

So, I am looking at postings near train stations in NJ, but often I am getting negative cash flow when doing calculations.

We have no idea how many did speak with agents and agents said don't do it and still they purchased.

In this case the offer is only to dive into this one project - I already have 2 protégés).In summary, near rent ready retail units at high LTV have large negative cash flow.  

Inherited tenants are usually a negative, however in that area leaving the duplex totally vacant makes it a target for thieves to come in and steal your pipes, furnace, and hot water tanks.

These typically cost money.Direct contact: In some cases, you may be able to contact the owner directly by knocking on the door and speaking with them.

Quote from @Sonja Revells: @Chris Seveney primarily Padsplits  I would speak to a few lenders first before going through all these hoops, as I started to do this then when talking to banks they were basically telling me either get a secured mortgage as they will not lend to a real estate company on unsecured credit/debt.

Now with bookings slowing, many of them may be overwhelmed with the negative cashflow.